☰ ˟
Lone Star Insurance Agency
Get More Information Cleburne (817) 641-3676 | Burleson (817) 426-2886
  • Home
  • Business & Commercial
    • Business & CommercialImage of right arrow
      • Bond Quote Online
      • Business Owners Policy (BOP) Quote Online
      • Commercial Auto Quote Online
    • Workers Compensation InsuranceImage of right arrow
      • Workers Compensation Quote Online
    • Contractors Insurance
  • Personal
    • Auto InsuranceImage of right arrow
      • Auto Quote Online
      • Auto Insurance - RESHOP Quote Online
    • Classic Car InsuranceImage of right arrow
      • Classic Car Quote Online
    • Homeowners InsuranceImage of right arrow
      • Homeowners Quote Online
      • Homeowners Insurance - RESHOP Quote Online
      • Homeowner Flood Quote Online
    • Dwelling Fire Quote Online
    • FloodImage of right arrow
      • Flood Quote Online
    • Landlord Insurance
    • LifeImage of right arrow
      • Term Life Quote Online
    • Manufactured Home Quote Online
    • Mobile Home Quote Online
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Quote
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Quote
    • RentersImage of right arrow
      • Renters Insurance Quote
    • UmbrellaImage of right arrow
      • Umbrella Policy Quote
    • Watercraft & BoatImage of right arrow
      • Watercraft Insurance Quote
  • Customer Service
    • Client CenterImage of right arrow
      • Client Update Form
      • When To Contact Us
    • Payment Center
    • Claim InformationImage of right arrow
      • File A Claim
    • Companies We Insure With
  • Blog & General Info
    • Blog
    • Helpful Texas Dept Insurance Links
    • Myths About Buying Insurance
    • Industry Pro Tips & Reports
    • Insurance Glossary
    • Privacy Policy
    • Web Site Disclaimer
  • Our Agency
    • About UsImage of right arrow
      • Our Locations
      • Employee Directory
      • Dave Ramsey ELP
      • Nine Reasons To Do Business With Us
      • Love Your Agent Guarantee
      • Captive vs. Independent
      • Agency Comparison
    • Referral Reward ProgramImage of right arrow
      • Refer a Friend
    • TestimonialsImage of right arrow
      • Submit a Testimonial
  • Contact Us
    • Contact Us
    • Our Locations
    • Follow Us on LinkedIn
    • Follow Us on Facebook
    • Follow Us on Instagram
    • Follow Us on Twitter
  • Areas We Serve
    • Insurance - Cleburne, Texas
    • Insurance - Burleson, Texas
    • Insurance - Granbury, Texas
    • Insurance - Glen Rose, Texas
Logo
Insuring your Future today
Cleburne (817) 641-3676 | Burleson (817) 426-2886
Business Auto Classic Car Homeowners Life
Home > Blog > Can I insure this???
FRIDAY, JUNE 20, 2014

Can I insure this???

You can buy insurance for just about anything. There are the usual suspects, such as auto insurance, homeowners insurance, business insurance and renters insurance, but that’s just the beginning. It goes way beyond that for some people. For example, did you know you can buy insurance to protect yourself in the event there’s a zombie apocalypse? Yep, just in case you think AMC’s hit show “The Walking Dead” is a documentary, you can buy complete zombie protection from My Zombie Insurance.

Here are a few other wacky policies that you might not consider for yourself, but may give you a good laugh.

1.     Fantasy Football Insurance

When the Patriots’ Tom Brady experienced a season-ending knee injury in the opening game of the 2008 NFL season, a light bulb went off for two insurance agents. Anthony Giaccone and Henry Olszewski created Fantasy Sports Insurance (FSI) to give owners peace of mind in the event of player injury or suspension. Team owners can insure their players for $100 to $1,000 with FSI. The lowest plan covers one key player who misses nine out of the first 16 NFL regular season games due to injury.

2.     Prize Indemnity Insurance … er, Hole in One Insurance

The odds of an average golfer making a hole in one are 12,000 to 1, according to a study by Golf Digest. Yet, sponsors are still not comfortable with those odds since the prize is usually a new car or stacks of cash. If a company ends up having to pay the prize, they may find themselves in a hole too. Instead, they often take out insurance policies to protect against the chance that someone makes the shot.

3.     The Big Day

Newlyweds and their families spent an average of $28,427 on weddings and related events in 2012, according to statistics released by The Knot. Wedsure, the “Wedding Insurance Expert”, offers policies that cover financial loss ranging from a missing caterer to a change of heart. However, don’t expect a payout if you get left at the altar, as that’s only reserved for people who paid for the wedding.

4.     Improbable Odds – Multiple Birth Insurance

From 1980 to 2009, the birth rate for twins in the United States rose 76 percent, from almost 1.9 percent to about 3.3 percent of all births, according to the Center for Disease Control. Lloyd’s of London, famous for having some of the oddest insurance policies, allows you to take out a policy against this surprise. If you are expecting a baby girl and have twins, triplets or more, this policy will cover some of the extra expenses that come with raising multiple children.

5.     David Beckham’s Right Foot

According to a study from the Fédération Internationale de Football Association (FIFA), there are four injuries per one training hour and a team of 25 players can expect 50 injuries per season. It’s no wonder David Beckham took out a $151 million injury policy during his soccer career…and it wasn’t just on his right foot, but on his entire body.

What do all of these policies have in common? They’re all based on statistics and probability. Each one provides protection in the event something happens and the companies that write them create their pricing based upon the likelihood the purchaser will make a claim. Companies like Mercury Insurance look at years of data to develop pricing for their insurance products … zombie apocalypse insurance is a little more subjective.


*Taken from Mercury Insurance Social Media Issue #10

Posted 12:24 PM

Tags: burleson tx insurance, lone star insurance agency
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010

  • lone star insurance agency(38)
  • burleson insurance(21)
  • cleburne insurance(17)
  • insurance burleson(16)
  • texas insurance(13)
  • insurance agency burleson(12)
  • insurance fort worth(12)
  • joshua insurance(12)
  • joshua homeowners(12)
  • homeowners burleson(12)
  • top rated insurance dfw(12)
  • burleson tx insurance(11)
  • lone star insurance(11)
  • best insurance agency(11)
  • best insurance fort worth(10)
  • johnson county insurance(10)
  • auto burleson(10)
  • joshua auto(10)
  • insurance(10)
  • godley insurance(10)
  • auto insurance(10)
  • cleburne homeowners(10)
  • burleson texas insurance(9)
  • health benefits(8)
  • james brown insurance(8)
  • blood donor(8)
  • godley auto(8)
  • godley homeowners(8)
  • blood drive burleson(8)
  • home insurance(8)
  • cleburne auto(8)
  • johnson county homeowners(8)
  • burleson auto insurance(7)
  • auto insurance burleson(7)
  • coverage(6)
  • home insurance burleson(6)
  • insurance burleson texas(5)
  • james brown insurance agent(5)
  • independent insurance agent burleson texas(5)
  • glen rose homeowners(4)
  • auto insurance burleson texas(4)
  • texas auto insurance(4)
  • lone star insurance agency burleson tx(4)
  • james brown insurance texas(4)
  • johnson county(4)
  • claims(4)
  • granbury insurance(4)
  • burleson(3)
  • insurance burleson tx(3)
  • texas(3)

View Mobile Version

Connect with us

Social Social Social Social Social
google review

Burleson Location

240 NW Newton Drive
Burleson, TX 76028

Phone: (817) 426-2886
Fax: (817) 426-2887
google review

Cleburne Location

1200 W. Henderson Street Suite A
Cleburne, TX 76033

Phone: (817) 641-3676
Fax: (817) 426-2887

Fill out the form below to get started with an insurance quote

© Copyright. All rights reserved.
Powered by Insurance Website Builder