☰ ˟
Lone Star Insurance Agency
Get More Information Cleburne (817) 641-3676 | Burleson (817) 426-2886
  • Home
  • Business & Commercial
    • Business & CommercialImage of right arrow
      • Bond Quote Online
      • Business Owners Policy (BOP) Quote Online
      • Commercial Auto Quote Online
    • Workers Compensation InsuranceImage of right arrow
      • Workers Compensation Quote Online
    • Contractors Insurance
  • Personal
    • Auto InsuranceImage of right arrow
      • Auto Quote Online
      • Auto Insurance - RESHOP Quote Online
    • Classic Car InsuranceImage of right arrow
      • Classic Car Quote Online
    • Homeowners InsuranceImage of right arrow
      • Homeowners Quote Online
      • Homeowners Insurance - RESHOP Quote Online
      • Homeowner Flood Quote Online
    • Dwelling Fire Quote Online
    • FloodImage of right arrow
      • Flood Quote Online
    • Landlord Insurance
    • LifeImage of right arrow
      • Term Life Quote Online
    • Manufactured Home Quote Online
    • Mobile Home Quote Online
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Quote
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Quote
    • RentersImage of right arrow
      • Renters Insurance Quote
    • UmbrellaImage of right arrow
      • Umbrella Policy Quote
    • Watercraft & BoatImage of right arrow
      • Watercraft Insurance Quote
  • Customer Service
    • Client CenterImage of right arrow
      • Client Update Form
      • When To Contact Us
    • Payment Center
    • Claim InformationImage of right arrow
      • File A Claim
    • Companies We Insure With
  • Blog & General Info
    • Blog
    • Helpful Texas Dept Insurance Links
    • Myths About Buying Insurance
    • Industry Pro Tips & Reports
    • Insurance Glossary
    • Privacy Policy
    • Web Site Disclaimer
  • Our Agency
    • About UsImage of right arrow
      • Our Locations
      • Employee Directory
      • Dave Ramsey ELP
      • Nine Reasons To Do Business With Us
      • Love Your Agent Guarantee
      • Captive vs. Independent
      • Agency Comparison
    • Referral Reward ProgramImage of right arrow
      • Refer a Friend
    • TestimonialsImage of right arrow
      • Submit a Testimonial
  • Contact Us
    • Contact Us
    • Our Locations
    • Follow Us on LinkedIn
    • Follow Us on Facebook
    • Follow Us on Instagram
    • Follow Us on Twitter
  • Areas We Serve
    • Insurance - Cleburne, Texas
    • Insurance - Burleson, Texas
    • Insurance - Granbury, Texas
    • Insurance - Glen Rose, Texas
Logo
Insuring your Future today
Cleburne (817) 641-3676 | Burleson (817) 426-2886
Business Auto Classic Car Homeowners Life
Home > Blog > How to File a Claim After an Accident in a Company Car
TUESDAY, DECEMBER 15, 2020

How to File a Claim After an Accident in a Company Car

Car accidents can be uncertain at the best of times, but this is especially true if the vehicle you are driving isn’t yours. If you’re driving a company vehicle and get in a wreck, a lot of uncertainty may come with the potential repercussions from your employer and who will cover the damages in what circumstances. 
a small house in the background 


Call Your Employer 

After an accident in a company car and after necessary medical attention is sought, it is crucial to notify your employer as soon as possible. Since they are the policyholder for the commercial auto insurance, you will have to go through them to file a claim. 

Have All Information Ready 

As you would with a personal auto insurance claim, you must have all of the right information ready to present to the insurance provider. This includes the make, model and license plate of all vehicles involved, police report if filed, and any injuries that may have occurred. 

Keep Consistent 

One off the most important things to do when trying to get a claim approved is to remain consistent. When speaking to your employer, the insurance provider, police and medical professionals, make sure that you remain consistent when it comes to the circumstances of the accident. Any variation can affect your medical care or the possibility of an approved claim. 

Remain in Contact Throughout the Claims Process 

As a claim is being processed, make sure you are available to your employer and their insurance provider to clear up any confusion during the claims process. Failing to do so can cause the claims process to last longer than necessary, which also may delay compensation being paid to the necessary parties. 

If there are concerns about filing a claim, be sure to speak with your employer. It is important to understand your employer’s commercial auto insurance policy before ever sitting behind the wheel of a company vehicle. This includes exceptions and limitations that may come with certain personal activities. 

While a commercial auto insurance policy should generally offer full coverage, it is always good to be sure so that you can drive your company car knowing that you’ll be covered in case of an accident. When in doubt, speak with your insurance agent and keep your employer’s insurance provider up to date with any changes regarding the accident or possible injuries or lawsuits involved. 

Posted 6:29 PM

Tags: auto insurance, auto collision, car crash, car accident
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010

  • lone star insurance agency(38)
  • burleson insurance(21)
  • cleburne insurance(17)
  • insurance burleson(16)
  • texas insurance(13)
  • insurance agency burleson(12)
  • insurance fort worth(12)
  • joshua insurance(12)
  • joshua homeowners(12)
  • homeowners burleson(12)
  • top rated insurance dfw(12)
  • burleson tx insurance(11)
  • lone star insurance(11)
  • best insurance agency(11)
  • best insurance fort worth(10)
  • johnson county insurance(10)
  • auto burleson(10)
  • joshua auto(10)
  • insurance(10)
  • godley insurance(10)
  • auto insurance(10)
  • cleburne homeowners(10)
  • burleson texas insurance(9)
  • health benefits(8)
  • james brown insurance(8)
  • blood donor(8)
  • godley auto(8)
  • godley homeowners(8)
  • blood drive burleson(8)
  • home insurance(8)
  • cleburne auto(8)
  • johnson county homeowners(8)
  • burleson auto insurance(7)
  • auto insurance burleson(7)
  • coverage(6)
  • home insurance burleson(6)
  • insurance burleson texas(5)
  • james brown insurance agent(5)
  • independent insurance agent burleson texas(5)
  • glen rose homeowners(4)
  • auto insurance burleson texas(4)
  • texas auto insurance(4)
  • lone star insurance agency burleson tx(4)
  • james brown insurance texas(4)
  • johnson county(4)
  • claims(4)
  • granbury insurance(4)
  • burleson(3)
  • insurance burleson tx(3)
  • texas(3)

View Mobile Version

Connect with us

Social Social Social Social Social
google review

Burleson Location

240 NW Newton Drive
Burleson, TX 76028

Phone: (817) 426-2886
Fax: (817) 426-2887
google review

Cleburne Location

1200 W. Henderson Street Suite A
Cleburne, TX 76033

Phone: (817) 641-3676
Fax: (817) 426-2887

Fill out the form below to get started with an insurance quote

© Copyright. All rights reserved.
Powered by Insurance Website Builder